Keeper

What is Keeper?

Keeper is a modern tax platform designed for freelancers and self-employed individuals. It uses AI to automatically track deductible expenses and organize receipts, simplifying tax filing. The service combines this intelligent software with human accountants to prepare, review, and file tax returns. Its stated goal is to help users maximize their tax outcomes and file with confidence.

Application scenarios

Freelancer tax filing: Automatically uncover business deductions and simplify tax preparation for independent contractors.
S-Corp tax management: Handle tax complexity for S-Corporations, including elections and business deductions.
Rental property accounting: Manage tax deductions and credits specific to rental property investments.
Investment income reporting: Organize tax documents and strategies for investment-related income like K-1s.
Family tax planning: Navigate credits and deductions for dependents, child care, and married filing statuses.
Year-round tax strategy: Get ongoing support and planning from tax professionals beyond the filing season.

Main features

AI deduction finder: Link up to 10 bank or credit card accounts to have AI automatically flag and categorize tax-deductible expenses.
Prior-year return analysis: Upload a previous tax return for AI to analyze and uncover missed tax savings opportunities.
AI-assisted return preparation: The AI preps your tax return by running over 300 checks to claim every qualifying credit and deduction.
AI tax assistant: Get instant tax advice from an AI assistant trained on tax law, with human experts on standby for complex questions.
Dedicated tax pro guidance: Book one-on-one calls with a dedicated tax professional for personalized strategy and understanding of your tax position.
Expert-reviewed filing: Every tax return is reviewed and signed by a tax professional before being filed with the IRS.
Accuracy guarantee: The service offers a 100% accuracy guarantee on prepared returns.
Multi-scenario tax savings: The platform identifies savings for specific situations like the home office deduction, SEP IRA, HSA contributions, and accelerated depreciation.

Target users

Keeper is built for modern workers with complex tax situations. This primarily includes freelancers, self-employed individuals, S-Corp owners, and rental property investors. It also serves users with investment income, dependents, and those seeking strategic year-round tax planning.

How to use Keeper?

You can get started for free on their website. The process involves securely linking your financial accounts (up to 10 via Plaid) for AI to track deductions. You can upload prior-year returns for analysis and provide your tax documents for AI-assisted preparation. For personalized advice, you can book a call with a tax expert. Finally, a human accountant reviews and signs your return before it is filed.

Effect Review

The platform claims a significant track record, stating it has uncovered $1.2 billion in tax savings and holds over 20,000 five-star reviews. By guaranteeing 100% accuracy and providing every user with an expert-reviewed return, it directly addresses the anxiety of making costly errors. The combination of AI for automated discovery and continuous access to human CPAs and IRS Enrolled Agents suggests a service focused on both comprehensive optimization and trustworthy execution for complex finances.